By Tyler Tuchow
If you're buying or selling a home in Fort Lauderdale, chances are you'll go through the appraisal process—and it can feel like a mystery if you've never done it before. I’ve helped many clients navigate this step, and knowing what happens during a home appraisal makes a big difference in your confidence and decision-making. Let’s break it down so you know exactly what to expect.
Key Takeaways
- Lenders require an appraisal to verify a home’s market value.
- Appraisers inspect the property and compare recent sales.
- A low appraisal can delay or change the terms of your sale.
- Being prepared helps prevent surprises and delays.
What the Appraiser Looks For
Their role is to assess fair market value
Appraisers are hired by the buyer’s lender to give an unbiased opinion of what the property is worth based on its condition and current market trends. This helps the lender ensure they're not lending more than the home is worth.
- Property condition: Structural integrity, updates, layout, and square footage all matter.
- Recent comparable sales: They evaluate similar homes in the same area that recently sold.
- Curb appeal and neighborhood: A well-maintained property in a stable area supports a stronger value.
- Permanent features: Pools, garages, upgraded kitchens, and energy-efficient systems are considered.
How the Appraisal Impacts the Transaction
Why the outcome can affect your closing
The appraisal has a direct impact on whether the transaction can proceed smoothly. If the appraised value comes in below the contract price, everyone has to make a decision.
- Meets or exceeds price: The deal moves forward without changes.
- Comes in low: The buyer may ask to renegotiate, pay the difference, or walk away.
- Refinance impact: For current homeowners refinancing, the appraisal determines available equity.
What Sellers Can Do to Prepare
Small actions can make a positive impression
You can’t control the comps, but you can absolutely control how your home shows. I help my sellers get appraisal-ready with simple, strategic steps.
- Clean and declutter: A tidy home shows better and can influence perceived value.
- Compile upgrade documentation: List any improvements with costs and dates.
- Make minor repairs: Fix leaky faucets, cracked tiles, or chipped paint ahead of time.
- Share your knowledge: Let me communicate with the appraiser about what makes your home stand out.
What Buyers Should Expect
Knowing the process helps protect your investment
As a buyer, the appraisal is one of the last major hurdles in the loan process. If it comes in lower than the agreed price, it can affect your financing or require a plan B.
- It’s ordered by your lender: You don’t choose the appraiser, and neither does the seller.
- Timing matters: It typically happens within 7–10 days of going under contract.
- Review the results: I’ll help you understand the appraisal report and what it means for your purchase.
FAQs
How long does the appraisal process take?
The visit usually takes under an hour, but the full report may take 2–5 business days depending on the appraiser’s schedule.
Can a seller influence the appraiser?
Not directly—but providing documentation and ensuring the home is in great shape can help support a strong valuation.
What if the appraisal is too low?
I’ll help you explore your options, which may include renegotiating the price, increasing your down payment, or disputing the appraisal if appropriate.
Contact Me Today
Appraisals are a key part of buying and selling, and when you're working with the right agent, there's no need to stress. I’ll make sure you’re prepared and informed at every stage of the process so nothing catches you off guard.
Visit Tyler Tuchow to connect today. Whether you're buying, selling, or refinancing in Fort Lauderdale, I’m here to help you navigate the home appraisal process with clarity and confidence.
Visit Tyler Tuchow to connect today. Whether you're buying, selling, or refinancing in Fort Lauderdale, I’m here to help you navigate the home appraisal process with clarity and confidence.
